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Services
BOOST YOUR CREDIT SCORE
First Credit can help you boost your credit score in the shortest time possible. We offer different TRADELINES to BOOST YOUR SCORE FAST.
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CREDIT EVALUATION
First Credit will review and scan your credit reports to determine your credit standing for evaluation purposes. Free credit evaluation is included for each and every client!
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CREDIT CONSULTATION
First Credit uses an individual approach to provide every client with a personalized detailed credit consultation. FREE CONSULTATION
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CREDIT EDUCATION
First Credit will provide each of our clients with CREDIT EDUCATION to better their credit knowledge and expertise.
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Our team has credit specialists that have been in the credit industry for over a decade. Our goal is to raise the national average credit score, helping people to achieve the perks of a luxury lifestyle. Credit education is very important when it comes to our relationship with the client. Understanding how your credit works does give you a much better chance of having the financial freedom that you deserve. The secret is, you must not only obtain, but learn how to maintain your credit score and credit education will definitely help you with that.
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Our team has credit specialists that have been in the credit industry for over a decade. Our goal is to raise the national average credit score, helping people to achieve the perks of a luxury lifestyle. Credit education is very important when it comes to our relationship with the client. Understanding how your credit works does give you a much better chance of having the financial freedom that you deserve. The secret is, you must not only obtain, but learn how to maintain your credit score and credit education will definitely help you with that.
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LATE PAYMENTS
Having excellent payment history is the foundation to having great credit. One late payment can really hurt your score by taking 50-100 points and it is certainly becoming a red flag for all the banks when you are trying to get approved for financing. If you do get approved, you will overpay big times with having high interest rates.
First Credit will help you deal with any late payments that you have, cleaning up you past and setting you up for the brighter future.
First Credit will help you deal with any late payments that you have, cleaning up you past and setting you up for the brighter future.
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COLLECTION AND CHARGE-OFFS
Having any negative accounts on you credit report, like charge-offs or collection accounts, is a big RED flag for creditors as well. These accounts can stay and negatively affect your score for up to 7 years. Collection accounts can be very tricky. Dealing with debt collectors calling your work and family members, to try to get you to pay, can be very stressful. We will help you deal with any charge-off or third party collection accounts and dispute all the negatives that you may have on your credit report.
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AUTO LOAN
Lets say you are in the market for a vehicle and you your credit score is only 534 points. You finally get approved for a Toyota Corolla at one of the local dealerships and your monthly payment is set to be $750 a month.
Your friend, Brian, has exceptional credit history and his score is 815 points. He went to buy a car that same day and was approved for financing a BMW 5 series. His monthly payment is also $750.00. Brian also has few inquiries vs you having over 20 different inquiries across the 3 bureaus!
Who would you like to be in this situation?
First Credit will make sure you are BRIAN before buying the car so you can enjoy your dream car, and only have a few inquiries after the approval.
Your friend, Brian, has exceptional credit history and his score is 815 points. He went to buy a car that same day and was approved for financing a BMW 5 series. His monthly payment is also $750.00. Brian also has few inquiries vs you having over 20 different inquiries across the 3 bureaus!
Who would you like to be in this situation?
First Credit will make sure you are BRIAN before buying the car so you can enjoy your dream car, and only have a few inquiries after the approval.
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FINANCE MORTGAGE
If you are looking to finance a mortgage, having exceptional credit score is a foundation when trying to get approved. Rent has skyrocketed through the roof so buying your own place could be a better deal overall. You can be paying the same monthly payment as you do when you rent. But now, each one of your monthly payments will be considered as an investment, not an expense anymore. Each time you have to make the monthly rent payment, your money is going towards the asset, your house, which could be sold at the later time for a good profit.
First Credit will help your get your credit right so you can finally get approved for a mortgage loan.
First Credit will help your get your credit right so you can finally get approved for a mortgage loan.
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HIGH END CREDIT CARD APPROVAL
Did you know that some of the best credit cards out there will give you sign up bonuses, that can be equivalent to thousands of dollars? Some credit cards will have lots of perks, bonuses, points and rewards that will allow you to travel with a great discount or even for free. You will also enjoy all their benefits, like free food and airport lounges.
First Credit will help you to get your credit right, so you can finally get that AMEX platinum or Chase Sapphire Reserve card and have that buying power in your wallet, while enjoying all the benefits.
First Credit will help you to get your credit right, so you can finally get that AMEX platinum or Chase Sapphire Reserve card and have that buying power in your wallet, while enjoying all the benefits.
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INQUIRY REMOVAL
Hard inquiries stay on your credit report for 24 months and having too many of those will hurt your credit score. Have you shopped for a car at a local dealership? Did you know that if your credit score is not exceptional you can end up with lots of hard inquiries hurting you scores for the next 2 years. At the dealership, they will shop you around to sell you the car with as many banks as they want. We can help you dispute and remove any hard inquiries that are not associated with any open accounts you have.
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CREDIT EDUCATION
Credit education is very important and knowing how credit system works is the key to having control of your finances. Understanding what your credit score really consists of is truly essential if you want to have excellent credit score. We will teach you the basics of the credit game, so you can be financially smart with your life and always make the right decisions when it comes to your credit.
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BUSINESS CREDIT 101
Did you know that you can build your business credit in less then 90 days? Your personal credit is not your business credit! Business credit score is something you have to work on as well, but it does have large rewards! There is no utilization in business credit, so you can max out your credit cards and get all the points and miles that will come with those purchases and not worry about utilization rate or your score going down.
First Credit will help you build your business score so you can finally get approved for those business credit cards and business loans, that will hep you grow your business to the next level.
First Credit will help you build your business score so you can finally get approved for those business credit cards and business loans, that will hep you grow your business to the next level.
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Our Mission
Our mission is to raise the average credit score in the nation, empowering each individual with credit education that will help them develop skills and habits to keep their credit high. It will help you to achieve the best credit score possible and enjoy all the benefits that come with that. We want to free our clients from depending on the three digit number, dictating the way you live your life. Instead, you can be taking pleasure of a lifestyle with unlimited financial freedom, when your credit is right.
Our Features
First Credit makes the process very easy and simple. We focus on speed, efficiency and individual approach to each one of our clients. Each credit report is unique and different in it's own way, so each client is being treated individually, to brainstorm the best way to get to 850 credit score.
Our objective is to raise the national credit score and help as many Americans as we can to achieve their financial goals and dreams faster and finally get all the financial power in their wallets.
Credit is a GAME and if you want to play it well, you need to know the rules as the back of your hand! Having excellent credit score will open up so many doors for you and it can finally give you the buying power to fulfill your dreams. Our credit experts will make sure to help and guide you through the whole process of credit repair, while delivering the best results in the shortest period of time or your money back guaranteed.
Our objective is to raise the national credit score and help as many Americans as we can to achieve their financial goals and dreams faster and finally get all the financial power in their wallets.
Credit is a GAME and if you want to play it well, you need to know the rules as the back of your hand! Having excellent credit score will open up so many doors for you and it can finally give you the buying power to fulfill your dreams. Our credit experts will make sure to help and guide you through the whole process of credit repair, while delivering the best results in the shortest period of time or your money back guaranteed.
Why First Credit?
Fix your past
We will carefully study and analyze your reports from the three major credit bureaus: Experian, Equifax and Transunion. We want to make sure all the information is reporting 100% accurately. Anything reporting incorrectly or negatively affecting your score, that can be challenged and disputed to raise your credit score, will be selected for your final review.
Analyze your present
We will analyze your current credit standing, identify any errors or negative affects to your credit and we offer multiple payment options that fit your financial needs. Every credit score is unique, so our experts will brainstorm on developing a customized master-plan for your unique credit to jump up and satisfy your financial needs.
Build your future
We use the law to challenge any errors or negative marks on your credit reports. We make sure to get your credit right and raise your score so you can sit back and relax while we do the job. We keep you in the loop every step of the process, while you learn how to maintain excellent credit for the rest of your life.
What affects your Credit Score?
How It Works
Credit Check
First Credit analyze your credit reports from Experian, Equifax and Transunion. We need to make sure we check the most recent copy of your credit report.
Individual Approach
Our credit experts investigate your reports according to the principle of individual approach. We will customize the unique master-plan for your credit to get to the next level and have the higher score.
Pick your Plan
First Credit will provide you with several options for the credit restore program. Each credit report is unique, so it will depend on what's in your credit file and how fast you need the results done.
Get Results
You will have access to First Credit customer portal to monitor the progress. Our credit cycle is every 30 days. You will be receiving mail from USPS with updates and results to our disputing.
FAQs
A credit score is a number that reflects the information in your credit report. The score summarizes your credit history and helps lenders predict how likely it is that you will repay a loan and make payments when they are due. Lenders may use credit scores in deciding whether to grant you credit, what terms you are offered or the rate you will pay on a loan.
- The number and type of accounts you have (credit cards, auto loans, mortgages, etc.);
- Whether you pay your bills on time;
- How much of your available credit you are currently using;
- Whether you have any collection actions against you;
- The amount of your outstanding debt
- The age of your accounts
Because your credit score reflects the information in your credit report, changes to your credit report may cause your credit score to change. For instance, if you pay your bills late or incur more debt, your credit score may go down. However, if you pay down an outstanding balance on a credit card or mortgage or correct an error in your credit report, your credit score may go up.
In some cases, a lender may tell you your credit score for free when you apply for credit. For example, if you apply for a mortgage, you will receive the credit score or scores that were used to determine whether the lender would extend credit to you and on what terms. You may also receive a free credit score or scores from lenders when you apply for other types of credit, such as an automobile loan or a credit card. For a Free consultation, sign up today!
- Equifax: Call 1-800-685-1111 or visit www.equifax.com/compare-products
- Experian: Call 1-888-397-3742 or visit www.experian.com/consumer-products/personal-credit.html
- TransUnion: Call 1-800-493-2392 or visit www.transunion.com/corporate/personal/creditTools.page
Our Contacts
Feel free to send us a request or just call us for the quickest response. We really love to communicate with our clients 7 days a week! Let us help you with your score so you can worry less about credit.
(305) 501-8443
(305) 707-5300
Monday to Sunday - 24/7
info@firstcreditus.com
(305) 707-5300
Monday to Sunday - 24/7
info@firstcreditus.com
19790 W Dixie Hwy, Miami, FL 33180
FIRST CREDIT
BOOST & REPAIR SERVICES
BOOST & REPAIR SERVICES
"Just send us a request and our agent will get in touch with you within 24 hours"
NO-Obligation FREE Consultation
You agree to our Terms and Conditions
FIRSTCREDIT
305-501-8443
© CREDIT REPAIR SERVICE
© CREDIT REPAIR SERVICE
ABOUT US
- OUR MISSION
- OUR FEATURES
- WHY FIRST CREDIT?
- FAQs
- REVIEWS
- OUR TEAM
SERVICES
- BOOST YOUR CREDIT SCORE
- NEGATIVE ACCOUNT REMOVAL
- CAR LOAN APPROVAL
- FINANCE A NEW HOME
- HIGH END CREDIT CARD APPROVAL
- INQUIRY REMOVAL
- BUSINESS CREDIT 101
EDUCATION
- CREDIT EDUCATION
- CREDIT REPAIR COURSE
- CREDIT EXPERTISE
- BUSINESS CREDIT
- CREDIT LEVERAGING