Inquiry removal
Hard inquiries stay on your credit report for 24 months and having too many of those will hurt your credit score. Have you shopped for a car at a local dealership? Did you know that if your credit score is not exceptional you can end up with lots of hard inquiries hurting you scores for the next 2 years. At the dealership, they will shop you around to sell you the car with as many banks as they want. We can help you dispute and remove any hard inquiries that are not associated with any open accounts you have.
GET A FREE CONSULTATION TODAY
Just send us a request and our agent will get in touch with you within 24 hours"
NO-Obligation FREE Consultation
By send it, you agree to our Privacy Policy.
What You'll Get
We work hard every day to make life of our clients better and happier
COLLECTION AND CHARGE-OFFS
Having any negative accounts on you credit report, like charge-offs or collection accounts, is a big RED flag for creditors as well. These accounts can stay and negatively affect your score for up to 7 years. Collection accounts can be very tricky. Dealing with debt collectors calling your work and family members, to try to get you to pay, can be very stressful. We will help you deal with any charge-off or third party collection accounts and dispute all the negatives that you may have on your credit report
| Learn more |
LATE PAYMENTS
Having excellent payment history is the foundation to having great credit. One late payment can really hurt your score by taking 50-100 points and it is certainly becoming a red flag for all the banks when you are trying to get approved for financing. If you do get approved, you will overpay big times with having high interest rates.
First Credit will help you deal with any late payments that you have, cleaning up you past and setting you up for the brighter future.
First Credit will help you deal with any late payments that you have, cleaning up you past and setting you up for the brighter future.
| Learn more |
How It Works
Credit Check
First Credit analyze your credit reports from Experian, Equifax and Transunion. We need to make sure we check the most recent copy of your credit report.
Individual Approach
Our credit experts investigate your reports according to the principle of individual approach. We will customize the unique master-plan for your credit to get to the next level and have the higher score.
Pick your Plan
First Credit will provide you with several options for the credit restore program. Each credit report is unique, so it will depend on what's in your credit file and how fast you need the results done.
Get Results
You will have access to First Credit customer portal to monitor the progress. Our credit cycle is every 30 days. You will be receiving mail from USPS with updates and results to our disputing.
1
We check your credit report
We will need a recent copy of your credit reports from Experian, Equifax and Transunion. There are several ways to get your report online:
Every credit report is unique and different. Our credit analysts will carefully investigate your reports to determine your credit rating and see what can be done to help you raise your score in the shortest time possible.
- Experian.com
- Annualcreditreport.com
- Creditkarma.com
Every credit report is unique and different. Our credit analysts will carefully investigate your reports to determine your credit rating and see what can be done to help you raise your score in the shortest time possible.
2
Personalized credit consultation
After carefully reviewing you credit reports from Experian, Equifax and Transunion we will assign an expert credit agent to you. They will get in contact with you, one on one, and provide you with a full credit evaluation and will map out a perfect masterplan to fix your credit, based on your unique credit reporting information.
We are very well versed on the consumer rights and when it comes to your credit report, we will make sure to remove any inaccurate, erroneous and unknown information that brings your score rating down.
Our specialists will make sure to educate you on how to keep your credit healthy at all times. You will learn all the benefits of having a great credit score and what it takes to have 800+ score. Your life will truly change, after fixing your credit and developing a high personal credit profile.
First Credit will structure a customized credit repair plan for you, to make sure we get you credit score skyrocket through the celling. We do it all in accordance with the FCRA, HIPAA, FCBA and other consumer laws.
When you sign up with First Credit Repairs, you will finally get all the financial freedom and enjoy a happy lifestyle that you deserve!
We are very well versed on the consumer rights and when it comes to your credit report, we will make sure to remove any inaccurate, erroneous and unknown information that brings your score rating down.
Our specialists will make sure to educate you on how to keep your credit healthy at all times. You will learn all the benefits of having a great credit score and what it takes to have 800+ score. Your life will truly change, after fixing your credit and developing a high personal credit profile.
First Credit will structure a customized credit repair plan for you, to make sure we get you credit score skyrocket through the celling. We do it all in accordance with the FCRA, HIPAA, FCBA and other consumer laws.
When you sign up with First Credit Repairs, you will finally get all the financial freedom and enjoy a happy lifestyle that you deserve!
3
Fastest result delivery
FirstCredit has an individual approach to each client. We will make sure to find the fastest way to meet your financial needs and will deliver the results the most quickest way possible.
The process of credit repair can take a long time, but our credit experts will find the best way to dispute all the negative information from your report, fix any mistakes or errors, build your credit file or just grow your credit profile to the next level.
We guarantee results in as fast as 30 days, or you will get your money back!
During the process of fixing your credit, you will be receiving some correspondences from credit reporting agencies, and maybe from the creditors. There will be different letters from each one of the credit bureaus responding and all correspondences should be forwarded to your case manager to determine the most effective response.
It is very important that you send and update our team with any letters that you receive during the process, so we can make sure it goes as quick and smooth as possible.
You will be able to track and manage your credit repair progress online via our customer portal.
FAQs
A credit score is a number that reflects the information in your credit report. The score summarizes your credit history and helps lenders predict how likely it is that you will repay a loan and make payments when they are due. Lenders may use credit scores in deciding whether to grant you credit, what terms you are offered or the rate you will pay on a loan.
- The number and type of accounts you have (credit cards, auto loans, mortgages, etc.);
- Whether you pay your bills on time;
- How much of your available credit you are currently using;
- Whether you have any collection actions against you;
- The amount of your outstanding debt
- The age of your accounts
Because your credit score reflects the information in your credit report, changes to your credit report may cause your credit score to change. For instance, if you pay your bills late or incur more debt, your credit score may go down. However, if you pay down an outstanding balance on a credit card or mortgage or correct an error in your credit report, your credit score may go up.
In some cases, a lender may tell you your credit score for free when you apply for credit. For example, if you apply for a mortgage, you will receive the credit score or scores that were used to determine whether the lender would extend credit to you and on what terms. You may also receive a free credit score or scores from lenders when you apply for other types of credit, such as an automobile loan or a credit card. For a Free consultation, sign up today!
- Equifax: Call 1-800-685-1111 or visit www.equifax.com/compare-products
- Experian: Call 1-888-397-3742 or visit www.experian.com/consumer-products/personal-credit.html
- TransUnion: Call 1-800-493-2392 or visit www.transunion.com/corporate/personal/creditTools.page
Our Contacts
Feel free to send us a request or just call us for the quickest response. We really love to communicate with our clients 7 days a week! Let us help you with your score so you can worry less about credit.
(305) 501-8443
(305) 707-5300
Monday to Sunday - 24/7
info@firstcreditus.com
(305) 707-5300
Monday to Sunday - 24/7
info@firstcreditus.com
19790 W Dixie Hwy, Miami, FL 33180
FIRSTCREDIT
305-501-8443
305-707-5300
© 2022 CREDIT REPAIR SERVICE
305-707-5300
© 2022 CREDIT REPAIR SERVICE
ABOUT US
- OUR MISSION
- OUR FEATURES
- WHY FIRST CREDIT?
- FAQs
- REVIEWS
- OUR TEAM
SERVICES
- BOOST YOUR CREDIT SCORE
- NEGATIVE ACCOUNT REMOVAL
- CAR LOAN APPROVAL
- FINANCE A NEW HOME
- HIGH END CREDIT CARD APPROVAL
- INQUIRY REMOVAL
- BUSINESS CREDIT 101
EDUCATION
- CREDIT EDUCATION
- CREDIT REPAIR COURSE
- CREDIT EXPERTISE
- BUSINESS CREDIT
- CREDIT LEVERAGING
Copyright © FIRST CREDIT 2023
Terms and Conditions
Privacy Policy
Cancellation Policy
Info@firstcreditus.com
FIRST CREDIT